As one of the top motorcycle insurance brokers in the province, we have access to the best motorcycle insurers, and they’ll be happy to insure you once you get your M2 license. The other is that once you’re a Mitchell & Whale customer, we’ll be able to shop for better rates for you when it’s time to renew next year, so long as you get your M2 in the interim. The obvious one is that you’ll be able to enjoy the 2020 riding season. There are benefits to getting your M1 insurance from Mitchell & Whale today. ***Assuming a value for the bike of $2,000 – $8,000 ** (very little difference due to price of bike) $1,000,000 Liability, NO collision and NO comprehensive *Assuming up to 1 minor ticket last 3 years
The following table shows the prices for M1 riders based on the rider’s age and the CCs of the bike. The only insurance company that will insure M1 riders is Facility Association (through a broker), so we can tell you exactly how much that will cost you. The alternative is getting insurance with your M1, but we’ll tell you up front that your first year will be pricey. Today, because of COVID, rider training and testing are subject to long wait times (as long as 90 days), so if you’re waiting for your M2 before you ride on the road, that won’t be this season.
Spinning your wheels and getting nowhere fast? Get an instant M1 insurance quote today! The Cost of Insurance as an M1 Rider You see, most insurance companies won’t insure M1 riders, but it’s usually not been a problem, because before COVID, you could do your M2 test right away, and then apply for insurance with your M2 under your belt. Sadly, the same pandemic that’s making you want to get out on a bike is also going to make that process a little more complicated…and expensive. If you’ve decided that this is the summer to finally start riding a motorcycle, good for you! Getting out on a bike is an awesome way to experience our great country, and there’s no better way to shake off the COVID isolation blues than to be out and about in the open air. This first riding season will be more expensive than what you could find with an M2, but if you can arrange to get your M2 by the time you renew next year, our brokers will be happy to get you cheaper quotes from other insurers at that time. With most insurance companies refusing to insure M1 riders, the only option for the summer of 2020 may be to get insurance with Facility Association, the insurer of last resort, through a licensed broker like Mitchell & Whale. Sorry, kids, but test day will arrive eventually.With the COVID-19 pandemic wreaking havoc with lots of things, it should be no surprise that a lot of new motorcycle riders are having trouble booking the courses and testing they need to get their M2 licenses. “The ministry is currently working with the service provider on a resumption plan for road tests.” “Road tests are necessary to ensure that applicants have the required driving skills and knowledge to obtain a driver’s licence and operate a motor vehicle safely,” the Ministry of Transportation told Driving. But it’s not the all-clear you might’ve hoped for if you’re reading this hoping Ontario would go the way of Georgia, which, in an effort to clear the backlog in the system, issued nearly 20,000 licenses to teens without making them first take a road test. This may come as good news for those dreading their upcoming test as it provides a bunch of extra time to practice and study. Ontario government eases path for auto insurers to give premium rebates to customers.COVID-19: No, Ontario cops aren’t targeting cars for coronavirus infractions.This advertisement has not loaded yet, but your article continues below.